Privacy Policy for Your Financial Independence

Effective Date: November 20, 2024

At Your Financial Independence, we are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website and use our services. By using our site and services, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect personal information from you when you visit our website, sign up for newsletters, fill out forms, or participate in our services, such as financial coaching or investment strategies. This may include:

  • Personal Identification Information: Name, email address, phone number, and other contact details.
  • Payment Information: Credit card details and billing address for purchases or subscriptions.
  • Usage Data: Information about how you interact with our website, including IP addresses, browser types, and other data used to enhance user experience.

2. How We Use Your Information

We use the collected information for the following purposes:

  • To provide and improve our services, including coaching and investment strategies.
  • To communicate with you, including sending newsletters, offers, and other relevant content.
  • To process transactions and manage your account.
  • To analyze website usage and improve user experience.
  • To comply with legal obligations and protect our rights.

3. How We Protect Your Information

We implement various security measures to protect your personal information from unauthorized access, alteration, or disclosure. These include encryption, firewalls, and secure servers. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

4. Cookies and Tracking Technologies

We use cookies to enhance your browsing experience on our website. Cookies are small files stored on your device that help us understand how users interact with our site and enable us to improve content. You can manage your cookie preferences through your browser settings.

5. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. However, we may share information with trusted service providers who help us operate our website or provide services to you. These providers are required to maintain the confidentiality of your data and use it only for the purposes outlined in this policy.

6. Third-Party Links

Our website may contain links to third-party websites. These websites have their own privacy policies, and we encourage you to review them. We are not responsible for the content or practices of these external sites.

7. Your Rights and Choices

You have the right to access, correct, or delete the personal information we have about you. If you would like to update or remove your information, please contact us at [Insert contact email or address].

You can also opt out of receiving marketing communications from us at any time by clicking the "unsubscribe" link in the email or by contacting us directly.

8. Legal Rights Under the UK and EU Laws

As a company based in the United Kingdom, we comply with the General Data Protection Regulation (GDPR), which is applicable to all data subjects within the European Union (EU) and the UK. Under the GDPR and the UK Data Protection Act 2018, individuals (data subjects) have the following rights regarding their personal data:

  • Right to Access: You have the right to request access to the personal data we hold about you. You can do so by contacting us at [Insert contact email or address].

  • Right to Rectification: You can request corrections to any inaccurate or incomplete personal data we have about you.

  • Right to Erasure (Right to be Forgotten): In certain circumstances, you may request the deletion of your personal data, subject to applicable legal exceptions.

  • Right to Restrict Processing: You have the right to ask us to restrict the processing of your personal data in specific situations, such as when you contest its accuracy.

  • Right to Data Portability: You may request that we transfer your personal data to another organization, or directly to you, in a structured, commonly used, and machine-readable format.

  • Right to Object: You have the right to object to the processing of your personal data in certain cases, such as for direct marketing or when processing is based on our legitimate interests.

  • Right to Withdraw Consent: If you have provided us with your consent to process your personal data, you have the right to withdraw it at any time. Withdrawal of consent will not affect the lawfulness of any processing based on consent before its withdrawal.

If you feel that your rights under the GDPR or the UK Data Protection Act 2018 have been violated, you have the right to lodge a complaint with the Information Commissioner's Office (ICO), the UK supervisory authority for data protection.

9. Transfers of Data

We may transfer your personal data to countries outside the UK and the European Economic Area (EEA). These transfers will only occur if we have implemented adequate safeguards to protect your personal information, including the use of standard contractual clauses approved by the European Commission or other appropriate legal mechanisms.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page, and the updated policy will be effective as of the date specified at the top of the page. Please review this policy periodically for any updates.

11. Request for Deletion of Personal Information 

If you would like your personal information removed from our servers or wish to opt out of receiving our marketing communications, you may:

 1. Email us directly at [email protected].

 2. Complete the form available on our “Contact Us” page at https://www.your-financial-independence.co.uk/contact 

We will address your request promptly and in compliance with UK and EU data protection regulations, including the GDPR.

12. Contact Us

If you have any questions or concerns about this Privacy Policy, or if you wish to exercise any of your rights, please contact us.

By using our website, you consent to the terms of this Privacy Policy.